IOB Singara Chennai MTS Card: 

A Smart, Reloadable Prepaid Card Designed for Seamless Travel

A convenient, reloadable payment instrument created specifically for public transportation services. Designed to simplify daily travel, this card ensures quick tap-and-go access across multiple

transit modes e.g Metro, Buses eliminating the need for cash handling or waiting in queues. IOB Singara Chennai Card offers a secure, low-value, KYC-free, and effortless travel experience for commuters.

Fees and Charges:

Card Issuance Fee: Rs.50/-

Replacement Charges: Rs.50/-

Annual Maintenance Charges: NIL

Reload and top-up fee: NIL

FAQs IOB Sinagara Chennai MTS  card:

1. What is the IOB Sinagara Chennai MTS card?

This is a reloadable prepaid card designed exclusively for transit payments. It supports payments for metro, bus, rail, tolls, and parking services.

2. Is KYC required to obtain this card?

No. The MTS Transit Card can be issued without any KYC verification, making issuance simple and immediate.

3. What is the maximum balance allowed on the card?

The outstanding balance on the card cannot exceed INR3,000 at any time, as per regulatory guidelines.

4. Is the card reloadable?

Yes. The card is fully reloadable, and users can top up funds whenever needed through authorized channels.

5. Where can I use the MTS Transit Card?

The card can be used only for transit and mobility-related payments, including:

· Metro transport

· Buses

· Tolls

·Parking facilities

6. Can I use this card for shopping or general payments?

No. The card is restricted to transit payments only and cannot be used at retail or online merchants.

7. Can I withdraw cash using this card?

No. Cash withdrawal is not permitted on this card.

8. Can I transfer funds or request refunds from this card?

No. Funds transfer and refunds are not allowed as per product specifications and regulatory norms.

9. How do I check the balance on my card?

Your balance can be checked through any of the following (as supported):

· Transit station card readers

· IOB Prepaid Mobile Banking App

· IOB Prepaid Card Customer portal

10. How can I reload my card?

You can reload your card via:

· Station counters

· IOB Prepaid Mobile Banking App

· IOB Prepaid Card Customer portal