Personal Accident Death Insurance
(Free of cost)
{Details in the Annexure-1}

Air Accident Insurance
(Free of cost)
{Details in the Annexure-2}

Permanent Total Disability
(Free of cost)
{Details in the Annexure-3}

A

Loss of sight of one eye

50

B

Loss of one limb

50

C

Loss of toes-all

20

D

Great-both phalanges

5

E

Great-one phalanx

2

F

Other than great, if more than one toe lost each

1

G

Loss of hearing - both ears

50

H

Loss of hearing - one ear

15

I

Loss of Speech

50

J

Loss of four fingers and thumb of one hand

40

K

Loss of four fingers

35

L

Loss of thumb-both phalanges

25

M

Loss of thumb-one plalanx

10

N

Loss of index finger
i) Three phalanges
ii) Two phalanges
iii) One phalanges

10
8
4

O

Loss of middle finger
i) Three phalanges
ii) Two phalanges
iii) One phalanges

6
4
2

P

Loss of ring finger
i) Three phalanges
ii) Two phalanges
iii) One phalanges

5
4
2

Q

Loss of little finger
i) Three phalanges
ii) Two phalanges
iii) One phalanges

4
3
2

R

Loss of Metacarpals
i) First or second (additional)
ii) Third, fourth or fifth (additional)

3
2

ADD on Covers- Girls Child Education/ Marriage, Air/ Ambulance charges, etc.
(Free of cost)
{Details in the Annexur-5}

Child Education - 5.00 Lakhs
Girl Child marriage - 5.00 Lakhs

Child Education - 5.00 Lakhs
Girl Child marriage - 5.00 Lakhs

Child Education - 5.00 Lakhs
Girl Child marriage - 5.00 Lakhs

Term Life Insurance Cover
(Free of cost)
{Details in the Annexur-6}

Rs. 6.00 Lakhs

Rs. 8.00 Lakhs

Rs. 10.00 Lakhs

Term Life Insurance- Add on Cover
(Cost to be borne by A/c holder)
{Details in the Annexure-7}

Rs. 100 Lakhs (LIC)

Prem.: 23K to 114K,

(Based on age, M/F)

Rs. 100 Lakhs (LIC)

Prem.: 23K to 114K,

(Based on age, M/F)

Rs. 100 Lakhs (LIC)

Prem.: 23K to 114K,

(Based on age, M/F)

Wellness Program
/ Benefits /
Annual Health Check-up
(Free of cost)
{Details in the Annexure-8}

Online Telecommunication for Account holder, Spouse & Two Children

Online Telecommunication for Account holder, Spouse & Two Children

Online Telecommunication for Account holder, Spouse & Two Children

Health/ Medical Insurance Cover
(cost by A/c holder)
{Details in the Annexure 9 a,b, c

Base Plan: Multiple options
Niva Bupa: 2 Lakh - Rs 1999 with a co pay of 20% (1 only).
SBI GIC - Cover 5 to 20 Lakh
Prem: 12 K to 64 K (2+2)
Universal Sompo - Cover 5 to 15 lakh
Prem.- 8 K to 78 K (2+2)
Prem.- 14 K to 132 K (2+2+2)

Top-Up Health/ Medical Insurance Cover
(cost by A/c holder)
{Details in the Annexure-10}

Top up Plan

Niva Bupa Rs.15.00 Lakh.

Banking

Minimum Balance

No minimum Balance Requirement

No minimum Balance Requirement

No minimum Balance Requirement

Instant Overdraft Facility

Up to 02 months net salary

Up to 02 months net salary

Up to 03 months net salary

Sweep In -Out facility

Threshold limit 1,00,000/- In multiple of 10,000

Threshold limit 1,00,000/- In multiple of 10,000

Threshold limit 1,00,000/- In multiple of 10,000

IMPS/ RTGS/ UPI/ SMS Charges

Free

Free

Free

Free Demand Draft

Unlimited

Unlimited

Unlimited

Free Cheque Facility

Free

Free

Free

Concession in Locker Charges

40% waiver

50% waiver

60% waiver

Concession in Processing & Documentation charges on Housing/ Car/ Education / Personal/ other Retail loan

100% waiver
(excluding Personal Loans)

100% waiver
(excluding Personal Loans)

100% waiver
(excluding Personal Loans)

Concession in Rate of Interest on Housing/ Car/ Education / Personal/ other Retail loan

Considered on a case-to-case basis

Considered on a case-to-case basis

Considered on a case-to-case basis

Concession in Demat AMC

-

-

-

Family Banking Benefits

 Yes

Yes

Yes

CARDS & OFFERS

Debit Card Variant

Rupay Platinum

Rupay Platinum

 Rupay Select

Debit Card - Issuance / Annual Maintenance Charges

100% waiver on AMC

100% waiver on AMC

100% waiver on AMC

No. of Free ATM TXN (in a month)

Unlimited Free

Unlimited Free

Unlimited Free

Airport Lounge Access on Debit Card
{Domestic}

1/quarter
(No Spending Condition)

1/ quarter
(No Spending Condition)

2/ quarter
(No Spending Condition)

Airport Lounge Access on Debit Card
{International}

1/year
(No Spending Condition)

1/year
(No Spending Condition)

2/year
(No Spending Condition)

Other Benefits on ATM

Exclusive offers from selected merchants

Exclusive offers from selected merchants 

• 1 Complimentary Gym Membership in a quarter
• 1 Complimentary premium health checkup package in a quarter
• 1 Complimentary SPA session in a quarter
• 1 Complimentary Golf Lesson in a quarter
• Exclusive offers from selected merchants
• 1 Complimentary 12 Months Amazon Prime/ Hotstar/ Sony Liv membership every year

Credit Card Variant

Rupay Platinum

Rupay Platinum

Rupay Select

Credit Card- Issuance / Annual Maintenance Charges

100% Waiver on Issuance
25% Waiver on AMC

100% Waiver on Issuance
25% Waiver on AMC

100% Waiver on Issuance
100% Waiver on AMC

Airport Lounge Access on Credit Card {Domestic}

1/ quarter

1/ quarter

2/ quarter

Airport Lounge Access on Credit Card {International}

1/year

1/year

2/year

Features & Other Benefit on Credit Card

• Fuel surcharge waiver
• Various Merchant Offers
• Loyalty and Rewards Points

• Fuel surcharge waiver
• Various Merchant Offers
• Loyalty and Rewards Points

• Fuel surcharge waiver
• Various Merchant Offers
• Loyalty and Rewards Points