Indian Overseas Bank: Personal Banking | One Stop Banking Solution
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We truly mean it when we say we want to be the most customer-friendly bank
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Our Services
Home Loans
Your Dream Home, Made Possible
Car Loans
From Showroom to Road, we are here with you
Jewel Loan
When Gold Supports Your Goals
Credit Cards
Swag in Every Swipe
Mobile Banking
Anytime, Anywhere Banking
IOB Prime News
- 12 June
2026 Due to scheduled maintenance activity, Mobile Banking and IMPS services may not be available intermittently on 13.06.2026 between 12:00 AM and 02:00 AM - 12 June
2026 Due to maintenance activity at Bank’s end, UPI service would be impacted on 13.06.2026 between 00:00 Hrs and 02:30 Hrs. We regret the inconvenience caused. - 11 June
2026 Due to maintenance activity at Bank’s UPI Switch end, UPI service would be impacted on 12.06.2026 between 01:00 AM and 03:30 AM. We regret the inconvenience caused. - 22 MAY
2026 Empanelment of Concurrent Auditors - (Click here) - 02 MARCH
2026 Discontinuation of Complimentary Lounge Access w.e.f 01.04.2026 for Rupay Platinum Debit Cards - 05 NOVEMBER
2025 Notice to the Customers for Retail Loan - 04 OCTOBER
2025 Introduction of Charges for AePS Offus Issuer Transactions - 24 MAY
2025 Important Notice to Customers - 02 APRIL
2025 Review of Interchange Fee and Customer Charges - 01 APRIL
2025 Revision of Other Bank ATM Transaction Charges
Monthly EMI
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Maturity Amount
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Principal
Lower ROI, Lighter EMIs!
With IOB, enjoy best in class Interest rates.
Lowest Interest Rates for Fresh Loans
Home Loans
Starting from7.10%
Vehicle Loans
Starting from7.55%
Personal Loans
Starting from10.25%
Effective from 27.01.2026
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