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Our Services
Home Loans
Your Dream Home, Made Possible
Car Loans
From Showroom to Road, we are here with you
Jewel Loan
When Gold Supports Your Goals
Credit Cards
Swag in Every Swipe
Mobile Banking
Anytime, Anywhere Banking
IOB Prime News
- 21 APRIL
2026 Dear Customers, Due to scheduled maintenance activity, our credit card Channel will not be available on 22/04/2026 from 12:00 am to 02:00 am. During the window other services like Debit card, Internet Banking, Mobile Banking and UPI will continue to work. We regret the inconvenience- IOB. - 02 MARCH
2026 Discontinuation of Complimentary Lounge Access w.e.f 01.04.2026 for Rupay Platinum Debit Cards - 05 NOVEMBER
2025 Notice to the Customers for Retail Loan - 04 OCTOBER
2025 Introduction of Charges for AePS Offus Issuer Transactions - 24 MAY
2025 Important Notice to Customers - 02 APRIL
2025 Review of Interchange Fee and Customer Charges - 01 APRIL
2025 Revision of Other Bank ATM Transaction Charges
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Lower ROI, Lighter EMIs!
With IOB, enjoy best in class Interest rates.
Lowest Interest Rates for Fresh Loans
Home Loans
Starting from7.10%
Vehicle Loans
Starting from7.55%
Personal Loans
Starting from10.25%
Effective from 27.01.2026
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