iob_bank_fcnr_rates

Last Updated:06/02/2026
FCNR Rates

INTEREST RATES ON FCNR DEPOSITS FROM 06.10.2025

Interest Rates for USD FCNR(B) Deposits

Currency 1 Year < 2 Years 2 Years < 3 Years 3 Years < 4 Years 4 Years < 5 Years 5 Years

USD

5.10

3.20

3.15

3.15

3.15

 

Interest Rates for Other Currencies for FCNR(B) Deposits

Currency > 1 Year < 2 Years 2 Years < 3 Years 3 Years < 4 Years 4 Years < 5 Years 5 Years

GBP

4.50

2.10

2.15

2.20

2.25

EUR

2.50

0.15

0.15

0.15

0.15

JPY

0.03

0.05

0.05

0.05

0.05

CAD

0.50

1.60

1.80

1.90

1.95

AUD

0.70

1.00

1.25

1.55

1.85

CHF

0.00

0.00

0.02

0.02

0.02

NZD

1.00

1.20

1.40

1.50

1.60

SGD

0.42

0.89

1.09

1.23

1.39