Breadcrumb

iob_bank_nri_plot_loan

Page Last Updated (date and time):Jul 07, 2026 at 04:40:32 PM
NRI Plot Loan
NRI housing loan promotional banner
₹
₹ 1L ₹ 1Cr
1 Year 30 Years
0.5% 15%
Your Monthly EMI
₹ 4,34,797
Principal Amount ₹ 4,48,50,000
Total Interest ₹ 3,86,30,993
Total Payable ₹ 8,34,80,993
Apply Now Know More
NRI Housing Loan
Govt plots, approved layouts, RERA projects, reputed builders.
NRI Housing Loan
High loan eligibility:

Up to Rs 3 crore (Urban/Metro)

NRI Housing Loan
Margin:

25% own contribution required

NRI Housing Loan
Repayment and Tenure:

Repayment period up to 15 years and

No moratorium (EMI starts immediately)

NRI Housing Loan
Must construct house within 5 years

If not built → higher commercial interest rate will apply

NRI Housing Loan
Starting from 9.5%

(depending on credit score)

NRI Housing Loan
Can later take housing loan from bank
NRI Housing Loan
Existing plot loan will be adjusted
Back to previous page