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iob_bank_savings_bank_deposits

Last Updated:06/02/2026
Savings Bank Deposits
   
SB Balance Amount Interest Rates w.e.f 12.12.2025
Upto Rs. 1 Lakh (Not linked to Repo Rate) 2.50%
Above Rs. 1 lakh and upto Rs. 600 Crore (Linked to Repo Rate) 2.25% (i.e. Repo Rate 5.25% minus 3.00%=2.25%)
Above Rs. 600 Crores (Linked to Repo Rate) 6.25% (i.e Repo Rate 5.25% plus 1.00%=6.25%
           
Minimum Balance
Details Rural Semi Urban Urban Other Branches Pensioners' SB Account

1. Savings Bank A/c

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-

-

-

-

A. Domestic

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-

-

-

-

i. With Cheque Book Facility

500

500

2000

2000

250

ii. Without Cheque Book Facility

100

100

500

500

5

iii. No Frills Account

5

5

-

-

-

B. Non-Resident

-

-

-

-

-

i. NRO

 

 

 

 

-

ii. NRE

-

-

-

-

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