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Last Updated:08/02/2026
Savings Bank

FAQSavings Bank Deposit Schemes - You name it we have it

Indian Overseas Bank provides various Savings Bank Deposit schemes meant for people belonging to all sections of the society.

The Bank stays committed to society to inculcate savings habit among the people while allowing them to use their funds as per their convenience.

Our Savings Bank Deposit Schemes include: -

       
Regular SB Account IOB Insta Digital Savings Account Salary Account IOB Premium Salary Account
Special Salary Account for Central Government Employees IOB Freedom Savings Account SB-HNI Ultra HNI SB Scheme
SB Max SB Superstar Government and Institutional Savings Account IOB Parivaar
IOB Eco Savings Account IOB SB Pensioner IOB Sixty Plus Non-Pensioner IOB SB MACT
SB Small BSBDA Basic SB Small Deposit SBDBT
Savings Interest Rates Savings Bank Rules SB Application Form  

Open a Savings Bank account with us and enjoy hassle free Banking. With our Core Banking solution, you have the flexibility to operate your account from any of the 3000+ Core Banking Branches all over India.

For Opening your SB account using VKYC (Video Based KYC):  (Click Here)

   

Target Group

NTB_1999 is a group insurance product exclusively offered to our New to Bank (NTB) Savings Bank Account Customers. All types of Savings Bank Account can be covered under the scheme.

Policy Tenure

1 Year Renewable every year

Entry Age

18-60 Years.

Plan

1Adult (Self Only).

In case of Joint Accounts, coverage can be provided to joint holders by paying individual premium.

Base Sum Insured

Rs.2.00 Lac.

Premium

Rs.1999 (INCLUSIVE ALL TAXES)

Coverage:

Hospitalization Coverage of Rs.2.00 Lakhs (Base Sum Insured). Personal Accidental Insurance Coverage of Rs.20.00 Lakhs. Hospital Daily Cash Coverage of maximum Rs.40000/-