Advance Rate for Jewel Loan | Gold Loan
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iob_bank_advance_rate_for_jewel_loan
| Jewel Loan Schemes | SLAB | ROI (RLLR:-8.10% w.e.f. 15.12.2025, MCLR:-8.80% w.e.f. 15.12.2025) | |
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AGRI EASY JEWEL LOAN AGEJL(33257) |
Maximum Up to Rs.30 lakh |
One Year MCLR i.e. 8.80% |
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JEWEL LOAN TO OTHERS JLOTH(33462) |
Maximum Up to Rs.50 lakh |
RLLR - 0.10% =8.00% |
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SME GOLD JLSME(33132), CSGLD(33141) |
Minimum:- Rs. 25,000/- Maximum:- Rs. 50.00 Lakh |
RLLR - 0.10% =8.00% |
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Cash credit:- RLLR-0.10%=8.00% |
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IOB SWARNALAKSHMI JLSWL (Women Borrowers)(33504)/p> |
Maximum Up to Rs.5 lakh |
RLLR - 0.20% =7.90% |
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KISAN CREDIT CARD JEWEL LOAN KCCJL(KCC Jewel Loan)(33033) |
Up to Rs. 3.00 lakh |
With Interest subvention under KCC |
7% (for prompt payment additional subvention of 3%) |
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Without interest subvention |
MCLR(8.80) + 0.90% = 9.70% |
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Above Rs.3 lakh to Rs. 10 lakh |
MCLR(8.80) + 2.50 = 11.30% |
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IOB SWARNA SAMRIDHI |
Maximum Up to Rs.10 lakh |
SIX MONTH MCLR i.e. 8.65% , Penal interest of 2% to be charged for the overdue portion |
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JLSTF(33747) |
Minimum:- Rs. 25,000/- Maximum:- Rs. 25 lakh |
RLLR-0.60%= 7.50% |
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JEWEL LOAN-SUVIDHA JLSUV(33247) |
Minimum:- Rs. 25,000/- Maximum:- Rs. 50 lakh |
RLLR - 0.10% =8.00% |
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IOB GOLD POWERED CARD GLDPC(33036) |
Minimum:- Rs. 25,000/- Maximum:- Rs. 25 lakh |
RLLR - 0.10% =8.00% |
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