Currency

USD

Validity of the Scheme

30^th September 2026

Tenor of Deposit

• Three years and above but less than four years
• Four years and above but less than five years
• Five years only

Lock In Period

The deposits are subject to a lock-in period of one year, and therefore cannot be pre-closed within one year of opening the deposit.

Rate of Interest

Tenor

Rate of Interest  (w.e.f 15.06.2026)

3 years to less than 4 years

6.50%

4 years to less than 5 years

6.50%

5 years

6.50%

Premature Withdrawal Conditions

No premature withdrawal is permitted under the scheme for a period of 1 year from the date of opening of FCNR(B) deposits.

Premature Withdrawal Conditions:

In case of premature closure of deposit after 1 year & less than 3 years, interest will be payable at 1.00% lower than the rate of interest applicable to regular FCNR(B) deposit scheme for the period the deposit has run with the Bank.

In case of premature closure of deposit between 3 years to less than 5 years, interest will be payable at 1.00% lower than the rate of interest applicable as per Special FCNR(B) deposit scheme for period the deposit has run with the Bank

GBP

4.50%

2.10%

2.15%

2.20%

2.25%

EUR

2.50%

0.15%

0.15%

0.15%

0.15%

JPY

0.03%

0.05%

0.05%

0.05%

0.05%

CAD

0.50%

1.60%

1.80%

1.90%

1.95%

AUD

0.70%

1.00%

1.25%

1.55%

1.85%

CHF

0.00%

0.00%

0.02%

0.02%

0.02%

NZD

1.00%

1.20%

1.40%

1.50%

1.60%

SGD

0.42%

0.89%

1.09%

1.23%

1.39%