Purpose

Purchase of New/Old House/ Flat or Construction of House, if applicant or co-applicant is already having 2 housing loans from our Bank or any other Bank

Age Criteria

18 to 60 Years

Maximum Loan Limit

No Ceiling

Margin

25%

Employment Criteria

Salaried - Must be confirmed in service

Self Employed/ Professional - ITR must be filed in the last 2 years

Future rental income from the proposed property can also be considered

Tenure

Maximum 360 Months

Holiday Period

Maximum 18 Months

Rate of Interest

Retail Credit Interest Rates (Click here)

Prepayment Charges

Nil

Download Brochure

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