ब्रेडक्रम्ब

IOB YUVA Connect Savings Account

Sl. No. Parameters Details
1 ELIGIBILITY All Resident Individuals in the age group 16-29 years
2 MINIMUM BALANCE REQUIREMENT Nil
3 DEBIT CARD TYPE Rupay Card
4 DEBIT CARD ISSUANCE CHARGE Nil
5 AMC OF DEBIT CARD Nil until the age of 29
6 MOBILE BANKING / INTERNET BANKING Free
7 NEFT / RTGS / IMPS / UPI / DD Unlimited free via both online and branch-channel
8 CHEQUE BOOK 25 leaves free per annum
9 SMS ALERTS Free
10 ROI CONCESSION FOR EDUCATION LOAN 0.50% interest rate concession on education loans, plus a 50% concession on processing fees.
11 ATM CASH WITHDRAWAL LIMIT Rs. 40,000/- per day.
12 POS LIMIT Rs. 50,000/- per day.
13 PERSONAL ACCIDENT INSURANCE Upto Rs. 10,00,000/-
14 AIR ACCIDENT INSURANCE Upto Rs. 20,00,000/-
15 MODE OF ACCOUNT OPENING
  1. Branch
  2. Kiosk
  3. Tab Banking
  4. Online Account Opening through VCIP
  5. Any other digital channels

CKYC should be the first resort in the onboarding portal as advised by KYC department.
16 OFFERS Free vouchers/coupons on account opening, such as:
  1. Career counselling session from reputed counselling organizations for free.
  2. 6 months free subscription of Gyms/Fitness Centres.
17 LOYALTY REWARDS PROGRAM Birthday Bonus: 1000 reward points which can be redeemed for Rs. 250 voucher of select brands till 29th birthday.

For any further details please feel free to contact our nearest Branch  T&C apply