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Breadcrumb
iob_bank_niva_bupahealth_insurance_pai
|
Age Group |
18-65 |
|
Accidental Cover Sum Insured (SI) |
Rs.20.00 lacs |
|
Accidental Death (AD) |
Rs.20.00 lacs |
|
Permanent total disability (PTD) |
Rs.20.00 lacs |
|
Temporary total disability (TTD) |
Rs. 5000 per week, maximum 8 weeks |
|
Accidental Medical Reimbursement |
Rs. 50,000 without OPD |
|
Education Allowance for children |
Rs. 25,000/- |
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Residential or Vehicle Modification allowance |
Rs. 25,000/- |
|
Premium including GST |
Rs.850/- |
Permanent Total Disability – Coverage Details
| Nature of Permanent Total Disability | % of the Accidental Cover Sum Insured Payable |
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Actual loss by physical separation or total and permanent loss of use of both hands |
100% |
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Actual loss by physical separation or total and permanent loss of use of both feet |
100% |
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Loss of sight in both eyes |
100% |
|
Actual loss by physical separation or total and permanent loss of use of one hand and one foot |
100% |
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Actual loss by physical separation or total and permanent loss of use of one hand and sight in one eye |
100% |
|
Actual loss by physical separation or total and permanent loss of use of one foot and sight in one eye |
100% |
|
Loss of speech and loss of hearing in both ears |
100% |
|
Permanent and incurable paralysis of all limbs |
100% |
|
Permanent total loss of mastication |
100% |
|
Insured Person suffers Injuries which do not fall within any of the categories specified above but are such that the Insured Person is unlikely to ever be able to physically engage in any occupation or employment and business for remuneration or profit. |
100% |
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