Eligibility

All CD Accounts opened in the Name of Individuals or Proprietary Concerns, Partnership Firms, LLPs, Private Ltd Company, Public Ltd Company, HUF (only Karta), One Man Company

Daily Cash Withdrawal Limit

Rs. 1,50,000/-

Daily Limit for Usage in Merchant Establishments (PoS)

Rs. 5,00,000/-

Daily Limit for Usage in Internet (E-Com)

Rs. 5,00,000/-

Charges for Issuance of Card

Rs. 300/- +GST

Annual Maintenance Fee

Rs. 300/- +GST (From the 2nd Year Onwards at the Beginning of the Year)

Replacement/Re-issue of Lost/Damaged Card

Rs. 400/- +GST

Re-issue of PIN

Green PIN Rs. 20/- +GST, Paper PIN Rs. 50/- +GST, PIN RESET Rs. 10/- +GST

PoS/Ecom Transactions

No Charges

Transactions at IOB ATMs

First 10 Transactions (Financial and Non-Financial Transactions)

No Charges

After 10 Transactions for Each Financial Transaction

Rs. 10/- +GST

After 10 Transactions for Each Non-Financial Transaction (Mini statement, Balance Enquiry etc.,)

Rs. 5/- +GST

Transactions at Other Bank ATMs

For CD Accounts (From First Transaction Onwards)

Rs. 23/- +GST