iob_bank_subhagruha_gen_next

Last Updated:06/02/2026
Subhagruha Gen Next
   

Eligibility

Salaried Employee of Pvt, MNC,PSU, Govt.

Quantum

20% Higher than the normal Housing Loan

Age

21 to 45 Years (should not exceed 70 years at the time of last instalment of the loan)

Min Monthly Income

Rs. 30000/- (net income)

Repayment Period

Not more than 30 years including holiday period

Holiday Period

Maximum 36 Months

Interest Servicing

Optional

  • Full Waiver of Processing Charges on Housing Loan Concession in Documentation Charges for Housing Loans.