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iob_bank_faqs_on_iob-swarnalakshmi
Page Last Updated (date and time):Feb 02, 2026 at 12:11:20 PM
FAQs on IOB Swarnalakshmi
IOB SWARNALAKSHMI
1. Who can avail this loan facility ?
Individual women who own Jewelry and having savings/current account
2. What is the maximum loan amount that can be availed in this scheme ?
Rs. 5 Lakhs irrespective of number of loans.
3. What is the maximum repayment period allowed ?
12 months
4. Any insurance coverage available with this loan scheme ?
PMSBY - 2 Lakhs covered for one time free.
5. What is the security required for this loan scheme ?
Pledge of Gold Ornaments.
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