• Simple Self-Registration via Registered Mobile number.
• Set MPIN through Active Debit card details or Aadhar validation.
• Comprehensive Fund transfer module which covers all channel - Intra Bank, IMPS, NEFT and RTGS.
• 360 UPI functionality includes Collect request and UPI lite.
• Extensive Bill Payment option.
• Add your other bank accounts to view details and transactions.
• Set Standing Instruction / Auto Payment Facility for RDs and Loan Accounts.
• Manage all Debit card related requirements.
• Invest More through IPOs easily on hand clicks.
• Opening/Closure/Renewal of Deposits.
• Pay your Credit Card Dues from IOB Mobile App.
• Generate All statements related to your accounts.
• Enabling / Disabling AePS transactions.
• Add Nominee and view Nominee details to Self-operated Savings Bank Accounts.    

Seamless Self-Registration Process:

• Download & Install IOB CONNECT App from Google Play / Apple Store.
• Select Registered SIM for SIM Binding and OTP validation.
• Enter 15 Digit Account Number or CIF ID.
• Select Primary Account number and Enable Fund transfer if required.
• Set 6 Digit Login Passcode.
• For Fund Transfer, Set 6 Digit mpin through Active ATM Card details or Aadhar Validation.
• Login Passcode and mpin should not be the same.

New and Important Features in Short:

• SOS - Debit card Block, UPI Block, Stop Cheque, Account Freeze and Contact Us for any emergency
• Enhanced UPI Functionality → Smooth UPI registration, Scan and Pay, UPI Number creation, Pay via Account number/UPI ID/VPN/UPI Number, UPI Lite enabling and Top Up, Collect request and Complaints handling.
• Exclusive Bill Payment Section → Instant Bill Pay, Register Biller, Schedule Auto pay, Bill due monitoring and complaint handling.
• Account Aggregator → Add your other bank accounts where you can view Balance and statement.
• Add Money → Add Money to your IOB account from Any other account via UPI ID.

Quick Fund transfer in a single-click:

• Funds Transfer 24x7 through NEFT / RTGS / IMPS
• Quick Payment, Pay Later / Standing Instructions/ Loan payment
• Enable / Disable Funds Transfer for Eligible Accounts
• Set Transaction Limits (NEFT/RTGS/IMPS / Bill Payments/Credit card payment).

Unassailable Security Features:

• SIM Binding to Ensure Safety & Security.
• Secured with Dual Authentication.
• Log in with Fingerprint / Facial Recognition (iOS).
• SIM Binding attempt limited to 3 times per 24 hrs.
• Page toggling not allowed during SIM binding.
• Session even if active will Time out after 15 minutes.
• Airplane Mode Check- Device binding disallowed on Airplane Mode.
• Blocking older versions of build by giving Force Update.
• Screen sharing/remote access of application is blocked.
• Application cannot be accessed during Active Voice call.

Complaint Mechanism:

• Complaint can be raised and Tracked through application: More → Miscellaneous →Complaints
• Can reach helpline 18004254445.

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