Under this category, individuals : 
who possess degree or diploma in any discipline of art / craft / profession 
Or 
who possess the skill which has been estimated as professional in the opinion of the Bank shall be considered for financial assistance. Example: Medical Practitioners, Dental Surgeons, Accountants, Engineers, Craftsmen, Construction contractors, Management consultants etc

Eligibility and Purpose Eligibility 
The applicant must be holding a recognised degree in Medicine, Dentistry, Engineering etc. Alternatively, the applicant, in the opinion of the Bank should possess adequate skill, which can be considered as professional.

Purpose 
Loans shall be considered:

• for purchase of instruments / equipments viz. X-ray equipment for a Medical Practitioner; Concrete mixer for a construction Engineer; Computers for chartered accountants etc. 
• renovation of premises viz. construction / renovation of clinics for Medical practitioners: construction / renovation of Office for Chartered Accountants etc. 
• for working capital requirements viz. for periodic purchase of raw material and other items by Craftsmen etc.